Wedding is a happy moment in the life of two hearts loving each other. Until this moment, people meet, recognize each other. After all, it is very important to know with whom to live a decent period of time, and in case of happy combination of circumstances and all your life. Feelings are of course one of the most important aspects of creating a young family, but as practice shows, one cannot also underestimate the importance of each other’s knowledge in financial terms. It will be difficult for a young family to cope with this, if about the financial condition, the income level of each of the new family members, as well as habits, they will only learn money after the wedding. Correct planning of the joint budget, discussing the difficulties that arise, is also a very important tool for creating family happiness.
How to plan a budget for a young family
Now a man should think not only about himself, but also that he has become the head of the family, and now he will have to take care of a full -fledged couple. Perhaps in many ways you will have to make concessions to each other, somewhere to reduce the requirements for things that are used to in idle life. You need to be prepared for the fact that when the child appears, most of the family budget revenues at first will be spent on the baby. All this needs to be discussed from the very beginning, so that later the family does not break up under the yoke of financial problems, and this, unfortunately, has not been uncommon recently.
How to plan a budget for a young family
Many psychologists advise you to discuss the following topics to young spouses:
how will the family budget be conducted. Who will store money. After all, it can be either one of the spouses, or, for example, a common card. Or vice versa, these can be different budgets, but once a month certain amounts of money for total expenses are made;
Distribute how many money you will spend on mandatory things and how much you can spend on entertainment;
If you need to plan large purchases or repair, be sure to discuss how much you will put off for this;
And be sure to decide whether you can afford to have children at this stage of family life.
How to plan a budget for a young family
The solution of these issues in the future will greatly help maintain harmony in family relationships. But you just have to sit down, talk, discuss, and it is not necessary to solve all issues at once, you can divide into small series of conversations.
Experts in the field of family psychology advise the preservation of personal freedom, because it is vital for every person. So that a woman secretly does not deposit money on her dress, and the man did not secretly hide the stash, you need to maintain the flexibility of the budget. So you can avoid unpleasant quarrels in the family and, without destroying the family budget, allow you to deliver small, but pleasant things.
How to plan a budget for a young family
Try to share responsibility with each other. One of the spouses is erroneously calculated that the right to control every family penny spent, and this naturally creates the ground for friction. Trust is one of the bricks in the construction of the family budget. Both spouses should have free access to the total money. After all, there are situations when issues whose solution requires urgent measures, for example, going to a doctor, buying medicines, a serious trip. But in any case, you need to talk to each other, learn to listen and hear your soul mate.
How to plan a budget for a young family
No need to hide from each other the presence of loans and debts that could form before the wedding. Oppression that can result in this will very much interfere with the peaceful prosperity of the young family. In any case, it is better to solve problems together, and in no case to conceal anything and all the more whiter do not deceive. Otherwise there may be big problems.
Learn to be careful about earned finances. Start your family accumulations almost immediately after the formation of a new cell of society. Do not be thoughtlessly and wastefully relate to the family budget. Talk more to each other, because it is in communication that all the keys to solving problems are located. Peace to your home!
